Texas VA Home Loans

Simplifi Loans, one of the best VA lenders in Texas understands the stakes when it comes to serving the military veterans of our country.

We are proud to be a part of this endeavor of serving our nation’s heroes who have risked everything to serve us. As a part of a kind gesture, we offer active duty military members, and their families VA Home Loans in Texas with the same quality service as with our traditional FHA loans. Before we move ahead let us look at the definition of VA loan in layman’s terms.

The VA loan is nothing but a zero down payment mortgage loan which is available to veterans, select military spouses, and service members. Today, the VA loans in Texas have become even more important.

Lenders across our nation have tightened their grip on lending requirements due to the housing market collapse. This makes it extremely difficult for Veterans and active military homebuyers to overcome tough credit standards and down payment requirements.

It is during such tough times that Simplifi Loans assists you, our national heroes to get the exclusive home loan benefit with zero down payment. VA loans are issued by private lenders like Simplifi Loans and is guaranteed by the U.S. Department of Veterans Affairs (VA).

We have a dedicated team of VA home loan specialists who will work dedicatedly throughout your buying process and ensure that you get the best deal when it comes to VA home loan Dallas.

Our VA home loan specialists are equipped to simplify and de-stress the loan acquiring process for all you veteran military personnel. We believe in complete transparency in our process with the highest levels of integrity and professionalism. Our VA home loan specialists are not known as specialists just for the namesake. They dedicatedly work in listening to your needs and then suggest the house that is best for you.

In case, if you do not have enough credits, need help in finding a Realtor, or have any questions pertaining to the Texas VA home loans process, our professional VA home loan specialists are only a call away.

We not only provide VA loans in Texas but also in Dallas.

In fact, when it comes to providing highly affordable VA home loans in our country VA loan Dallas branch of Simplifi Loans can be considered the best. The amazing part? Our Texas VA home loans process aims at building a long-term business relationship with you.

This relationship simply does not end when you successfully get the Texas VA home loans approved. We believe in keeping this business relationship for a lifetime. If you have a military friend who is based in Texas or Dallas and is in need of home lending services recommend them to us as one of the best Texas VA home loans and VA home loan Dallas providers.

Now that you have some basic information about VA Home Loans in the forthcoming sections you will get further information pertaining to VA loans that will enlighten you about this particular service.

Benefits That Military Personnel are Likely to Get from Simplifi Loans while Acquiring VA Home Loans that Our Competitors Do Not Provide

  • We provide extremely low rates.
  • Our reasonably small down payment structure ensures that you are not overburdened.
  • Very easy to qualify for the home loans thanks to the profound knowledge of our professional VA home loan specialists.
  • There are no prepayment penalties.
  • It is extremely easy to finance the funding fees.
  • We have been in this industry since last few decades which gives us an edge in serving your needs better than our competitors.
  • We have a ZERO down payment facility.
  • You can easily avail fixed rate Texas VA home loans and VA home loan Dallas from our Simplifi Loans.
  • We provide a home loan of maximum $ 5,00,000.
  • We also run schemes for disabled veterans and unmarried surviving spouses to get a 0.5% interest rate discount on a Texas Vet Land Board Mortgage.

Now that you have understood the concept of VA home loans and the benefits that Simplifi Loans provides to all military personnel it is time to dig deeper and get further information about the subject matter in hand.

Let us try to understand the basic difference between VA Loans and Traditional Mortgages: 

VA Loans                   Traditional Mortgages
There are zero percent down payment available in the market today Traditional mortgages generally require a maximum of 20% to secure a home loan making it extremely difficult to avail the homes.
As VA loans are backed by the government, there is no need for you to buy private mortgage insurance from banks. Traditional mortgages require borrowers who finance more than 80% of their home’s value, taking on additional monthly expenses.
VA home loans provide competitive interest rates than non-VA home loans. As traditional mortgages are not government backed the banks are taking more risk which results in less-competitive interest on your home loan.
Since the loan is backed by the government, banks do not have high risk and less stringent qualification standards for VA loans which makes them easier to get. Traditional mortgages are conventional by nature which makes stricter qualification procedures making it very difficult to get homes.

VA loan is a federal program where the government does not make direct loans to military veterans. Instead of that, private lenders like Simplifi Loans finance the loan while the Department of Veterans Affairs provides a guarantee.

Due to this guarantee, lenders have protected against total loss in case a buyer defaults. This gives private lenders like us to offer loans on better terms. In case if you come under the criterion of getting a VA home loan in Texas, do not forget to avail the benefits of doing business with Simplifi loans, the best VA lenders in Texas and Dallas.

Our VA home loan specialists are ever-ready to help you with your specific home loan requirements. 

Contact us today and reap the benefits of associating with one of the best loan lenders in our country!