TransPecos and Simplifi have partnered to serve our community with more home loan choices


What you should expect

Simple Steps. Easy Application. Few Documents. Quick Decisions.



VA Loans
Simplifi Loans, one of the best VA Lenders in Texas, understands the need of our Veterans. Find out why our veteran customer vouch for us.

  • Best Rates
  • 100% financing with "0" down
  • Close loans in as little as 21 days
  • Waive escrows & save closing costs



We want to empower you with knowledge


Mortgage 101


Click here to learn more about the prcoess steps, programs, terms and other helpful things.

Home Affordability Tool


Click here to use our home affordability tool and see examples of what you qualify for.

Loan Programs


Learn the difference between the different loan programs. Click here for in-depth information






VA Loan Testimonial


Absolutely happy with the price i paid for the rate I received. Office staff was always open to help, we closed our loans on time, and Simplifi hit its costs and numbers originally quoted for the rate. I worked with 6 lenders before choosing Simplifi, and the cost for the rate was several thousand less than everyone. - David